Which best describes the Glass insurance and its coverage?

• A. Fire, war and nuclear damage is not covered.
• B. Scratching and defacement can be purchased at no additional premium.
• C. Covers scratching.
• D. All of the above.

Answer: (D)

Glass insurance focuses on protecting the pane itself and any optional surface damage coverage that can accompany it. In many policies, damage from events like fire, war, or nuclear incidents isn’t covered, because those perils are excluded or handled under broader coverages. At the same time, some glass plans allow scratching and defacement to be added as an option, sometimes at no extra premium, effectively giving you the ability to insure minor surface damage without paying more. And indeed, such policies can include coverage for scratching itself. Put together, these points describe Glass insurance and its coverage, making all of the statements applicable.