Under Water Escape, Rupture Freezing peril, which statement is NOT TRUE?

• A. Accidental discharge or overflow or water or steam from within a plumbing, heating or sprinkler system is covered (includes waterbeds and fish tanks).
• B. Sudden and accidental bursting, tearing apart, cracking, burning or bulging due to the pressure of water or steam is covered.
• C. Freezing of any part of a plumbing, heating, sprinkler, air conditioning system or domestic appliance is covered.
• D. Damage caused by continuous or repeated seepage or leakage is covered.

Answer: (D)

Under Water Escape, Rupture Freezing peril, the key idea is understanding what kinds of water-related damage are covered when the event is sudden versus gradual.

Continuous seepage or leakage is not covered. This peril is designed to protect against sudden, accidental water-related incidents—like an unexpected discharge or overflow from plumbing, heating, or sprinkler systems (including waterbeds and fish tanks), a sudden burst due to pressure, or damage from freezing that happens as a result of a sudden event. Gradual leaks that occur over time are considered ongoing wear-and-tear or maintenance issues, not a single abrupt incident, so they’re excluded from this coverage.