Provincial Insurance Acts governing automobile applications state that

• A. A signed application must be obtained before a policy can be issued
• B. A signed application must be obtained after the policy is issued
• C. No application is required unless the insured wants it
• D. A "true' copy of the application may be signed after the policy has been issued

Answer: (D)

The essential idea here is how the signing of the application is handled in automobile insurance documentation. Provincial rules can allow the insurer to issue a policy based on the information in the application, with the insured later confirming those details by signing a true copy of the application after the policy has been issued. This lets coverage begin promptly while still providing the signed record that confirms or corrects the information.

This is why the option stating that a "true" copy of the application may be signed after the policy has been issued is the best. It reflects the formal requirement to have a signed copy for the record, even if the policy is already in force, rather than requiring a signed application before issuance. The other statements imply signing before issuance, signing only if the insured wants to, or that no application is needed unless desired, which don’t accurately reflect the standard practice described.